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A private mortgage: More affordable than you might think!

Are you curious to know whether you can borrow on your property’s net equity? Fill out the form below to the best of your knowledge. If you decide to apply for a loan, we’ll confirm your property’s value, at no cost to you and without a credit check.

How much can I borrow?
Enter the estimated value of your property:
Enter the balance of your current mortgage loan (if applicable):

Current balance of all mortgages, loans and credit lines secured by your property

Calculation
Once you’ve entered the above values, the graph on the right will update automatically.
You qualify for
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Property value
Current mortgage(s)
Available credit

You can borrow up to 70% of the value of your property, less the total of the mortgages, loans and credit lines secured by your property.

Potential monthly cost of a private mortgage
Enter the estimated value of your property:
Select the type of mortgage you’re looking for:
First mortgage
Second mortgage
? It is more economical to opt for a second mortgage if you want to obtain financing while keeping your first mortgage with your financial institution. However, if you do not currently have a mortgage-secured loan on your property, or if you wish to pay off your current mortgage to have only one creditor, you must opt for a first mortgage.
Enter the balance of your current mortgage loan :
Current balance of all mortgages, loans and credit lines secured by your property
Enter the amount of financing you want:
Maximum
Monthly cost
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Loan amount
Monthly cost

Current balance of all mortgages, loans and credit lines secured by your property.

Apply now
Get a private mortgage in 3 easy steps
1

Fill out the application

Simply provide us with a few details, either online or over the telephone, as you prefer. Your application is obligation-free and will not affect your credit score.

2

Meet a representative

Once your financing has been approved and the best option selected, one of our mortgage specialists will come to you, at your convenience, to have you sign the preliminary financing contract.

3

Receive your funds

In under a week, you’ll have signed the notarized mortgage agreement and the money will be in your bank account. Are you ready?